uh oh.

4 06 2011

i’m in trouble. not entirely sure how it happened, but my $1,200 post tax season cushion is COMPLETELY GONE, and i have exactly enough money to pay my bills… leaving me about $68 to last me until my next pay day. oh, did i mention that i get paid every TWO WEEKS?

FUCK.

summer is the spendiest time of year for me, filled with after work margaritas, flea marketing and new sun dresses… in the last month, i indiscriminately blew through over $1,000 of  lazy $12 “i forgot to pack my lunch” days, several “OMG this skirt is only  $18” days, and everyone’s favorite “i can’t show up to this brunch without at least $20 worth of champagne and donuts” days… i really have no idea what i bought, but i had a crazy exciting month, so i’m sure it was fabulous.

being broke, markedly less fabulous. Read the rest of this entry »





coming up for air.

27 11 2010

this thanksgiving, i was thankful for a lot. finally getting to hang out with my mom on a holiday (it’s been 2 years!), fake gravy that tasted as good as regular gravy (way to go gardein!), and of course not having to go to work (although i did have to work on friday :P). but my biggest moments of gratefulness came long after dinner was through, and we were perched on the cusp of our black friday adventure.

now let me start by reminding you all that i am FUCKING EXHAUSTED. between burlesque rehearsals, costumes, midnight trips to boston, and trying to keep the pulse on this blog beating at least a little, i don’t get a lot of sleep. lately, it seems like less than ever. by 10 pm on thanksgiving evening, after 2 slices of pie, several pounds of mashed potatoes, and a lively and hour long debate with my mom about whether or not it’s irresponsible for people to have big families in the current economic climate (i’m looking at you michelle duggar), i was PRACTICALLY COMATOSE.

grateful moment #1: the boyfriend agrees  to skip our midnight walmart trip (sorry $6 lord of the rings trilogy) and go home to sleep instead.

admittedly i was still up until almost midnight looking for my lost CVS card (eventually found, but not before a significant meltdown). i was definitely not looking forward to my 4:30 am wake up call.

grateful moment #2: the boyfriend’s alarm clock doesn’t go off, and we wake up at 5:45.

ok, so we missed waiting outside the target in the slush, and getting to be first in line, but the extra hour and 45 minutes was an amazing gift. also, when we finally did get to target, there wasn’t much worth fighting for. the $2 movie titles SUCKED (random greatest american hero episodes?), and the line was more insane than anything i had ever seen before. it wound from the front registers all the way through the back of the store, through the toy and electronics departments, and ostensibly through some sort of wormhole in the center of the store.

grateful moment #3: after viewing the target line, the boyfriend (who is a black friday purist- a bargain warrior who got me into this mess in the first place) looked at me and said “fuck this shit, i’m shopping on amazon”.

basically, we just ended up chilling out at the mall for an hour or so, and then getting some burger king breakfast before i had to go back to work. even though the bargains were minimal, and i didn’t manage to score a single $2 dvd, getting things downgraded to low key/low expectations made this the best black friday ever.

here’s what i brought home: Read the rest of this entry »





the chopping block.

19 11 2010

so after spending some time rolling around with tuesday’s therapy musings, i got to thinking about how i use shopping to ease my anxiety. any time i’m about to make a life change, or do something that is stressful to me, i make myself more comfortable by assuring that i am wearing an impeccable outfit. new job= new wardrobe every time, assuring that even if i do make more money at said job, i won’t actually ever get to see any of it.

as many of you know, i’m about to embark on yet another crazy performance opportunity in the form of the burlesque nutcracker.  generally, this would mean several hundred dollars in new lingerie and dancewear, but i’ve decided to try and fight the power. for the snowflake number, instead of getting this (which i really really want to the point where i’ve convinced myself that i NEED it), i will borrow something completely cute and serviceable from someone who was in the number last year. not mine, not perfect, but so far more painless than spending $68+ shipping on something that may or may not actually contain my boobs, and that i will likely never wear again.

well, as i’m thinking about the HUGE (and potentially) lingerie sacrifices that i’m about to make, it made me start thinking about what would happen if i lost my job or got sick and had to make some real sacrifices- what would  be the first to go?

1. as much as i hate to say it out loud, my $100 a month cell phone bill is LUDICROUS. goodbye iphone, hello virgin mobile pay as you go… could i get by with no phone at all?

2. goodybe dr. shrinkage. $300 a months for therapy is a lot. i find it hugely beneficial, but i could survive without it if it meant being able to make my mortgage payment.

3. my student loans are steadily shrinking, and i get to write off the interest every year on my taxes. but if i had to make some cuts, these guys speak the language of need based deferment, which is a blessing indeed.

4. those are the big ones (and we all know that i can’t stop paying my credit card bills- as much as i would like to), but then there’s all the little bits and pieces like neftlix ($17), my gym membership ($10), and non-specific spending money in general ($75). i don’t have cable, and i would have to be in pretty dire straits before i let anyone pry this internet connection out of my little clenched fists.

5. i can’t weed out things like medication, but i do think that if i was really proactive about it, i could axe my food budget down to $15 a week. although i might have to get over the ick factor of shopping at the save-a-lot or the dollar store. hey, at least i don’t eat meat.

still, as it turns out, i need at least $1,200 a month to get by. it’s a lot. it’s scary. it’s exactly why suze orman recommends 6 months worth of expenses in the bank for everyone.

is there anything you wouldn’t be willing to cut?