shit, i forgot the coupons.

14 01 2011

for xmas, i gifted myself with a subscription to the sunday paper. it’s minimally cheaper than buying it at the store, and conveniently delivered to my front door before 7 am. thus, i can stay in my sweatpants and be lazy and not brave the cold cold walk down to the sketchy sketchy 7-11. or so i had hoped! first sunday, NO PAPER. i figured maybe it just took them a minute to get the party started. last sunday, NO PAPER AGAIN (later resolved with an agitated call to the circulation department- i hope)! ¬†thanks to a 7 hour a chorus line rehearsal on sunday, i didn’t have the time or energy to go get one on my own. i hit the grocery store on tuesday, but sadly, there were none left. a couponless week! what’s a girl to do!?

when i first started my coupon clipping adventures over a year ago, a moment like this would have sent me into a panic spiral. to think of all the deals that i would miss, the freebies loaded into the carts of strangers that wouldn’t be available to me without those magic slips of paper… i don’t remember if i ever cried over such a situation, but i also don’t remember not crying. when i first started out, i would get a crazy high off my deal mongering and would hit multiple drugstores multiple times per week- often spending hours in the aisles trying to cobble the perfect deal (poor boyfriend left to languish in the car).

but then, i kind of got over it.

i don’t have any idea how extreme couponers keep the ball rolling… it’s so much pre-planning and work! after a while, my coupon energy ramped down and my desire to have every single deal faded away (my stockpiles grew too large… i ended up with items i couldn’t use or donate…i was fucking tired…). if i missed a newspaper, so what? if i forgot to bring my coupons to the grocery store, meh!

i still go through peaks and valleys of coupon focus/mania, but in terms of the emotional highs and lows that i used to hit, i have figured out a few things along the way that are guaranteed to always talk me off the ledge: Read the rest of this entry »





resolved.

2 01 2011

i was lucky enough to come into a bit of an xmas windfall this year. nothing earth shattering (most of it went to bills and to my saving’s account), BUT i decided to give myself a small allowance to spend on whatever i wanted. DANGEROUS. it could have been anything, or everything… i have a bad habit of burning through cash without really paying attention to where it goes, or really caring too much when it’s gone. i’m all like “oh, that’s was fun”, instead of feeling the intense sense of guilt and shame that keeps most people from getting in financial trouble.

the last year has overall been a good one for my financial evolution. this was the first year in over a decade that i didn’t use my credit cards even once. i also managed to have a savings account with actual money in it for more than 15 minutes. on the other hand, i didn’t pay off my credit cards as much as i would have liked, i didn’t manage to keep the majority of the money in my savings account, and i still didn’t start an HSA.

so for 2011, i have only one resolution. it isn’t to save more, or spend less, pay off the credit cards, or even open an HSA… (although all of those things are certainly worth keeping in mind). my resolution this year is just to PAY ATTENTION. wherever my money travels should take me this year, i would like to be watchful and be thoughtful about every dollar i spend. i’m thinking about leaving my debit card at home, giving myself a cash allowance, being more careful about monitoring my mint account… but it doesn’t really matter what i do, as long as i’m being vigilant.

i decided to lube up my resolution and get started a little early with the aforementioned windfalll. instead of just throwing the money into my checking account and going apeshit on whatever i happened to find first, i sat down and really thought about things that i wanted, needed, and would generally be too cheap or too broke to afford the rest of the year. here is what i came up with: Read the rest of this entry »





hand me the prunelax.

27 12 2009

dear maine sunday telegram, thank you for making all bargain hunters look like styleless soccer moms or doddering old fogies with outdated appliances. um, fuck you. you’re not helping me at all.